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Financial Aid

  1. Financial Aid | Events, Dates, Deadlines
  2. FAFSA®
  3. Types of Aid
    1. Scholarships
    2. Promise Scholarship
    3. Grants
    4. Loans
    5. Maryland State Aid
    6. Federal Work Study
  4. Cost of Attendance
  5. Frequently Asked Questions
  6. Resources and Forms
  7. One Big Beautiful Bill Act

ATTN: Students with Federal Loans
Your federal Loans are being reduced!
as of July 1, 2026

Here's what you need to know:

Full-Time Requirements and Baseline Limits:
You must maintain 12 credits per semester to receive the maximum annual federal student aid.
Know the impact of schedule changes BEFORE you drop a course.
Dropping to, or enrolling in, fewer than 12 credits triggers an immediate reduction in the money you receive. 

Learn more about the reductions and how to maximize your aid
by planning your schedule carefully to meet full-time requirements each semester.

 

Harford Community College wants to make sure you incur as little debt as possible while pursuing your academic goals.

This means doing everything we can to help you secure scholarships, grants, and other forms of financial aid—no matter what your income—as well as providing assistance and counseling while considering aid options. We strongly encourage you to complete the free application for Federal Student Aid (FAFSA®) early in the college admissions process, apply for scholarships through organizations outside of the College, and learn all you can about the financial aid process and options.

SOURCES of Financial Aid
Financial aid can come from many sources. These are the most common for Harford Community College students:

  • U.S. Federal Government/Department of Education
  • State Programs: Maryland Higher Education Commission (MHEC)
  • Harford Community College Foundation, Inc.
          Scholarships & Grants
  • Private and Nonprofit Groups

Types of Financial Aid

federal student aid
To be eligible for aid, you must:

  • Hold a high school diploma or GED®
  • Be enrolled in an eligible degree or certificate program
  • Have a valid Social Security Number
  • Not be in default on a federal student loan
  • Maintain Satisfactory Academic Progress
  • Be a U.S. citizen or eligible non-citizen

EXPLORE ALL AID OPTIONS
Even if you think you are not eligible for aid, apply anyway. You could be missing out on valuable resources without even knowing it.

Financial Aid Events, Dates, and Deadlines

Nondiscrimination Policy

The Financial Aid Office at Harford Community College offers free financial aid counseling services to all persons who request such help. All students attending the College are awarded all of the student financial aid for which they are eligible. Students have the right to cancel/decline some or all of any student financial aid award. Harford’s Financial Aid Office does not discriminate on the basis of curriculum, race, color, creed, national or ethnic origin, gender, religion, disability, age, veteran status, sexual orientation, marital status, citizenship status (except in those circumstances permitted or mandated by Federal law), or any other status protected by law or regulation when awarding or disbursing student financial assistance.