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Financial Aid

  1. FAFSA
  2. Types of Aid
    1. Scholarships
    2. Grants
    3. Maryland State Aid
    4. Loans
    5. Federal Work Study
  3. Cost of Attendance
  4. Resources and Forms
  5. Frequently Asked Questions
  6. Net Price Calculator

At Harford Community College, we want to make sure you incur as little debt as possible while pursuing your academic goals.

That means doing everything we can to help you secure scholarships, grants, and other forms of financial aid—no matter what your income—as well as providing assistance and counseling while considering aid options. We strongly encourage you to complete the Free Application for Federal Student Aid (FAFSA) early in the college admissions process, apply for scholarships through organizations outside of the College, and learn all you can about the financial aid process and options.

SOURCES of Financial Aid
Financial aid can come from many sources. These are the most common for Harford Community College students:

  • U.S. Federal Government/Department of Education
  • State Programs: Maryland Higher Education Commission (MHEC)
  • Harford Community College Foundation,Inc./ Scholarships & Grants
  • Private or Nonprofit Groups

 

To be eligible for federal student aid, you must:

  • Hold a high school diploma or GED®
  • Be enrolled in an eligible degree or certificate program
  • Have a valid Social Security Number
  • Not be in default on a federal student loan
  • Maintain Satisfactory Academic Progress
  • Be a U.S. citizen or eligible non-citizen

EXPLORE ALL AID OPTIONS
Even if you think you are not eligible for aid, apply anyway. You could be missing out on valuable resources without even knowing it.

Myth 15: I can share my FSA ID with my parent(s).

FACT:  If you’re a dependent student, you will need your own FSA ID to sign your FAFSA® form online. Your parent will need their own. Learn the facts. Dispel the myths.
Financial Aid

 

Dates, Deadlines, and Events

SEPTEMBER
Prepare for the FAFSA®
It’s easier to complete the FAFSA form if you gather what you need ahead of time. Take a look and get ready. 

OCTOBER
Apply to Harford
If you haven't already applied to the College, now is the time. Financial aid cannot be awarded unless you have applied.

Explore Scholarships for the spring semester
Opens OCT 15  |  Apply on AwardSpring. 

Financial Aid Workshops in High Schools 
Tips and timelines for completing the free FAFSA and applying for federal, state, and college aid. Open to all whether or not you plan to attend Harford. RSVP

OCT 10  |  Edgewood High School
OCT 17  |  Patterson Mill High School

NOVEMBER
You Can Afford College: a FAFSA Completion Event
Joppa Hall - TBA in Fall 2023
Let our Financial Aid team help you complete the FAFSA. To successfully complete the form, bring the following items for both student and parents: FSA ID, Social Security numbers, 2021 Federal Income Tax returns, 2021 W-2 statements, and 2021 Untaxed Income records. For more information, contact Kathy Vest at 443.412.2257 or finaid@harford.edu.

Financial Aid Workshops in High Schools 
Tips and timelines for completing the free FAFSA and applying for federal, state, and college aid. Open to all whether or not you plan to attend Harford. RSVP

NOV 2  |  The John Carroll School
NOV 8  |  Fallston High School
NOV 9  |  Aberdeen High School
NOV 14  |  North Harford High School

DECEMBER
Deadline to apply for Spring Scholarships  |  DEC 31

Complete the FAFSA  |  DEC
You must have a completed FAFSA on file to be eligible for financial aid. Be sure to indicate that Harford Community College can receive your information. Harford's code: 002075

JANUARY
Payment is due for spring classes.
Students should check their bill through OwlNet and make sure the portion not covered by financial aid is paid by the due date or set up a monthly payment plan.

FEBRUARY
You Can Afford College: a FAFSA Completion Event
TBA in Fall 2023
Let our Financial Aid team help you complete the FAFSA. To successfully complete the form, bring the following items for both student and parents: FSA ID, Social Security numbers, 2021 Federal Income Tax returns, 2021 W-2 statements, and 2021 Untaxed Income records. For more information, contact Kathy Vest at 443.412.2257 or finaid@harford.edu.

College Promise Scholarship Info Event
TBA in Fall 2023
Harford Community College financial aid staff will review the Maryland Community College Promise Scholarship which provides tuition assistance for eligible applicants to attend community college in their county for FREE. Topics include eligibility  requirements, application details and deadlines, and award details. There will be a Q&A session plus shared resources.

MARCH
Deadline for Maryland State Financial Aid  |  MAR 1
You must have a completed FAFSA on file to be considered for Maryland State aid.

Explore Scholarships for the fall semester
Opens MAR 15  |  Apply on AwardSpring

Check your Financial Aid Application Status 
The Financial Aid office may notify you to request additional information or documentation to process your financial aid package. Check your financial aid application status by logging into your OwlNet account. All About Me tab > Financial Aid Requirements and Offer> Financial Aid Awards> on the HOME tab under Student Requirements.

APRIL
FAFSA Assistance Labs
Get one-on-one help completing the FAFSA. Several dates available. RSVP

New student financial aid offer letters begin to be emailed to your OwlMail account. Check your email!  Review your letter carefully as there may be additional steps for you to complete. For loan offers, follow the steps specified. No additional steps needed for non-loan offers.

Offer letters may include:
Annual Cost of Attendance (COA), Grant/Scholarship Awards, Loan Information

MAY
FAFSA Assistance Labs
Get one-on-one help completing the FAFSA. Several dates available. RSVP

Deadline to apply for Fall Scholarships  |  MAY 15

JUNE
FAFSA Assistance Labs
Get one-on-one help completing the FAFSA. Several dates available. RSVP

JULY
Payment is due for fall classes.
Students should check their bill through OwlNet and make sure the portion not covered by financial aid is paid by the due date or set up a monthly payment plan.

Understanding Your Financial Aid Award Offer
Did you receive your Financial Aid Offer and are unsure of next steps? We can assist you in navigating your financial aid process. Multiple dates are available during July and August to help you, reserve a time that's best for you. RSVP

AUGUST
Payment is due for fall classes.
Students should check their bill through OwlNet and make sure the portion not covered by financial aid is paid by the due date or set up a monthly payment plan.

Understanding Your Financial Aid Award Offer
Did you receive your Financial Aid Offer and are unsure of next steps? We can assist you in navigating your financial aid process. Multiple dates are available during July and August to help you, reserve a time that's best for you. TBD

Nondiscrimination Policy

The Financial Aid Office at Harford Community College offers free financial aid counseling services to all persons who request such help. All students attending the College are awarded all of the student financial aid for which they are eligible. Students have the right to cancel/decline some or all of any student financial aid award. HCC’s Financial Aid Office does not discriminate on the basis of curriculum, race color, creed, national or ethnic origin, gender religion, disability, age, veteran status, sexual orientation, marital status, citizenship status (except in those circumstances permitted or mandated by Federal law), or any other status protected by law or regulation when awarding or disbursing student financial assistance.