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Financial Aid

At Harford Community College, we want to make sure you incur as little debt as possible while pursuing your academic goals.

That means doing everything we can to help you secure scholarships, grants, and other forms of financial aid—no matter what your income—as well as providing assistance and counseling while considering aid options. We strongly encourage you to complete the Free Application for Federal Student Aid (FAFSA) early in the college admissions process, apply for scholarships through organizations outside of the College, and learn all you can about the financial aid process and options.

SOURCES of Financial Aid
Financial aid can come from many sources. These are the most common for Harford Community College students:

  • U.S. Federal Government/Department of Education
  • State Programs: Maryland Higher Education Commission (MHEC)
  • Harford Community College Foundation,Inc./ Scholarships & Grants
  • Private or Nonprofit Groups


To be eligible for federal student aid, you must:

  • Hold a high school diploma or GED®
  • Be enrolled in an eligible degree or certificate program
  • Have a valid Social Security Number
  • Not be in default on a federal student loan
  • Maintain Satisfactory Academic Progress
  • Be a U.S. citizen or eligible non-citizen

Even if you think you are not eligible for aid, apply anyway. You could be missing out on valuable resources without even knowing it.

Important Dates to Remember

Apply for your FAFSA ID

Apply to Harford
If you haven't already applied to the College, now is the time. Financial aid cannot be awarded unless you have applied.

Complete the FAFSA  |  Opens OCT 1
You must have a completed FAFSA on file to be eligible for financial aid. Be sure to indicate that Harford Community College can receive your information. Harford's code: 002075

Financial Aid Info Nights 
Tips, timelines, and info for completing the Free Application for Federal Student Aid (FAFSA) and applying for Federal, State, and college financial aid. Open to all, regardless of whether you choose to attend Harford.
Event dates will be posted in Fall 2022.

Apply for scholarships for spring semester. Deadline: DEC 20

Check your Financial Aid Application status 
This can be done by logging in to your OwlNet account.
All About Me tab > Locate >My Financial Aid>Requirements on the left-hand side > confirm that all your Financial Aid documents have been received.

FAFSA Assistance Nights  |  2023 Dates TBD
Let our Financial Aid team help you complete the FAFSA. No appointment necessary! To successfully complete the form, bring the following items for both student and parents: FSA ID, Social Security numbers, 2020 Federal Income Tax returns, 2020 W-2 statements, and 2020 Untaxed Income records. For more information, contact Kathy Vest at 443.412.2257 or

Payment is due for spring classes. Students should check their bill through OwlNet and make sure the portion not covered by financial aid is paid by the due date. 

College Promise Scholarship Info Event  |  2023 Date TBD
Harford Community College financial aid staff will review the Maryland Community College Promise Scholarship which provides tuition assistance for eligible applicants to attend community college in their county for FREE. Topics include eligibility  requirements, application details and deadlines, and award details. There will be a Q&A session plus shared resources. RSVP for login information. »

Deadline for Maryland State Financial Aid  MAR 1
You must have a completed FAFSA on file to be considered for Maryland Sate aid.

The Financial Aid Office may notify you to request additional information or documentation to process your financial aid package.

Check your email! New student financial aid offer letters begin to be emailed to your OwlMail account. Review your letter carefully as there may be additional steps for you to complete. For loan offers, follow the steps specified. No additional steps needed for non-loan offers.

Offer letters may include:

  • Annual Cost of Attendance (COA)
  • Grants/Scholarships Awarded
  • Loan Information

Apply for scholarships for fall semester. Deadline: MAY 15

Payment is due for fall classes. Students should check their bill through OwlNet and make sure the portion not covered by financial aid is paid by the due date or set up a convenient payment plan.

Nondiscrimination Policy

The Financial Aid Office at Harford Community College offers free financial aid counseling services to all persons who request such help. All students attending the College are awarded all of the student financial aid for which they are eligible. Students have the right to cancel/decline some or all of any student financial aid award. HCC’s Financial Aid Office does not discriminate on the basis of curriculum, race color, creed, national or ethnic origin, gender religion, disability, age, veteran status, sexual orientation, marital status, citizenship status (except in those circumstances permitted or mandated by Federal law), or any other status protected by law or regulation when awarding or disbursing student financial assistance.