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Payment Plan in partnership with Transact

To help alleviate the burden of paying tuition all at one time, Harford Community College offers a plan to pay in manageable monthly installments.

The payment plan allows credit* students who have a balance due of more than $300 to make payments in manageable monthly installments for the fall, spring, and summer semesters. Plans may be set up to cover your entire bill, or just the balance left after financial aid. It's your choice. 

* Payment plans are also available for specified noncredit programs are detailed on the Paying for Career and Workforce page.

Setting Up a Payment Plan

To sign up for a payment plan you must have a credit card, debit card, or bank account for automatic withdrawals. The set up is simple and allows you to choose the number of months in your plan, make payments electronically, and manage your account online. To enroll, login to your OwlNet account and click on the All About Me tab. In the My Bill–Payment Plan channel click "Make a payment or set up a payment plan." The plan links will be in the left column. NOTE: Parents are only allowed access to the OwlNet portal by using their student's login credentials.

There is a $30 fee per semester for processing, a $10 fee for late payments and a $35 fee if your payment is returned.


spring 2023 Payment Plan (Last day to enroll is February 20, 2023)


Enroll Date

1st Installment Due

2nd Installment Due

3rd Installment Due

4th Installment Due

NOV 1-20 DEC 20 JAN 20 FEB 20 MAR 20
NOV 21–DEC 20 JAN 20 FEB 20 MAR 20  
DEC 21–JAN 20 FEB 20 MAR 20    
JAN 21–FEB 20 MAR 20      


*All available plans and applicable payment options, fees and disclosures will be presented to you during the enrollment process. Enrollment in and availability of plans may be subject to applicable state law limitations. An enrollment fee will apply and other fees may apply to the extent permitted by law. The Full Service Payment Plan is administered by Transact Campus Payments, Inc., a Transact Holdings Inc. company.

The enrollment fee is considered a finance charge which is defined by federal regulations as “the cost of consumer credit as a dollar amount.” To make it easy for consumers to compare this cost to other forms of credit, Transact Campus Payments, Inc. provides the equivalent annual percentage rate (APR), which takes into account a number of variables, including the number of payments, the term, and the amount financed. Maximum APR limits may be subject to applicable state usury laws.

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