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Financial Aid

At Harford Community College, we want to make sure you incur as little debt as possible while pursuing your academic goals.

That means doing everything we can to help you secure scholarships, grants, and other forms of financial aid—no matter what your income—as well as providing assistance and counseling while considering aid options. We strongly encourage you to complete the Free Application for Federal Student Aid (FAFSA) early in the college admissions process, apply for scholarships through organizations outside of the College, and learn all you can about the financial aid process and options.



To receive federal student aid, you must:

  • Hold a high school diploma or GED
  • Be enrolled in an eligible degree or certificate program
  • Be registered for Selective Service (males only)
  • Have a valid Social Security Number
  • Not be in default on a federal student loan
  • Maintain Satisfactory Academic Progress
  • Be a U.S. citizen or eligible non-citizen


QUESTION: I've been notified that I have missing forms. What do I do next?

Refer to the instructions provided in the financial aid letter you received through your OwlMail account. You can view the missing forms through your OwlNet account under the All About Me tab, Financial Aid Requirements.

What You Need to Do and When


Apply for your FAFSA ID


Apply to the College
If you haven't already applied to the College, now is the time. Financial aid cannot be awarded unless you have applied.

Complete the FAFSA
Available OCT 1. It must be completed to be eligible for financial aid.

Financial Aid Info Nights 
Tips, timelines, and info for completing the Free Application for Federal Student Aid (FAFSA) and applying for Federal, State, and college financial aid. Open to all, regardless of whether you choose to attend Harford.
Event dates will be posted in Fall 2022.


Apply for scholarships for spring semester. Deadline: DEC 20

Check your Financial Aid Application status 
Students may check the status through OwlNet. Log in > All About Me tab > Locate >My Financial Aid>Requirements on the left-hand side > confirm that all your Financial Aid documents have been received.



FAFSA Assistance Nights
Drop in during one of the dates below and let our Financial Aid team help you complete the FAFSA. No appointment necessary! To successfully complete the form, bring the following items for both student and parents: FSA ID, Social Security numbers, 2020 Federal Income Tax returns, 2020 W-2 statements, and 2020 Untaxed Income records. For more information, contact Kathy Vest at 443.412.2257 or kvest@harford.edu.

Student Center SC-243  |  5 PM-7 PM
(arrive by 6:30 PM)

JAN 20  (canceled due to weather)
JAN 24  |  JAN 27


Complete FAFSA in order to be considered for Maryland State Financial Aid.

Deadline: MAR 1


The Financial Aid Office may notify you to request additional information or documentation to process your financial aid package.


New student financial aid offer letters begin to be emailed to OwlMail account. Review your letter carefully as there may be additional steps for you to complete. For loan offers, follow the steps specified. No additional steps needed for non-loan offers.

Offer letters may include:

  • Annual Cost of Attendance (COA)
  • Grants/Scholarships Awarded
  • Loan Information


Apply for scholarships for fall semester. Deadline: MAY 15


Payment is due for fall classes. Students should check their bill through OwlNet and make sure the portion not covered by financial aid is paid by the due date. 



Nondiscrimination Policy
The Financial Aid Office at Harford Community College offers free financial aid counseling services to all persons who request such help. All students attending the College are awarded all of the student financial aid for which they are eligible. Students have the right to cancel/decline some or all of any student financial aid award. HCC’s Financial Aid Office does not discriminate on the basis of curriculum, race color, creed, national or ethnic origin, gender religion, disability, age, veteran status, sexual orientation, marital status, citizenship status (except in those circumstances permitted or mandated by Federal law), or any other status protected by law or regulation when awarding or disbursing student financial assistance.