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Direct Loans are a Title IV financial aid program and federal aid eligibility requirements apply. Loan applicants must be actively enrolled half-time (6 credits or more). They are called "Direct" because the funds come directly from the U.S. Department of Education. Harford Community College offers Direct and Parent PLUS loans for students' educational expenses.
The Parent PLUS Loan is a non- need based educational loan for parents of undergraduate dependent students. Parents may borrow up to the student's yearly cost of attendance minus all other aid the student has received.
Harford Community College does not have a preferred lender arrangement. Please contact the financial institution of your choice to obtain an alternative/private education loan. Note: The total requested amount of the loan may not exceed your total cost of attendance minus any other aid awarded. Students are strongly encouraged to apply for all Federal Aid including Direct Loans before applying for Alternative loans.
May 1, 2015--to guarantee loan is processed by June 10, 2015 payment due date
December 1, 2015--FINAL deadline for fall/winter loans and fall increases
May 1, 2016 FINAL deadline for spring/summer loans and increases
May 1, 2016 to guarantee loan is processed by June 22, 2016 payment due date
December 1, 2016 FINAL deadline for fall/winter loans and fall increases
May 1, 2017--FINAL deadline for spring/summer loans and increases
Students should check OwlNet regularly for updates. Alternate payment options must be made to keep your classes if you have not met these deadlines.
Disclosure of Funds: All loans will be submitted to the National Student Loan Data System (NSLDS) and will be accessible by guaranty agencies, lenders and schools determined to be authorized users of the data system.
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Harford Community College
401 Thomas Run Road
Bel Air, MD 21015
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