Financial Aid Process

Applying for Financial Aid

To apply for financial aid, students must submit their Free Application for Federal Student Aid, also known as the FAFSA application each academic year. FAFSA is the first step toward getting financial aid at a college, career school or graduate school. FAFSA provides over $150 billion in grants, loans and work-study funds each year.

Maryland Aid Consideration

Complete the FAFSA before March 1st in order to also be considered for Maryland State financial aid from the Maryland Office of Student Financial Assistance.

Additional Documentation

Provide the Financial Aid Office with any additional information requested in order to process your financial aid package.  Students can log-in to their OwlNet account to access requested documents from our office. If you are unable to access these forms via OwlNet, you can click "Financial Aid Forms" on the left menu of this page.

Apply for Institutional Scholarships

HCC Students are encouraged to apply for additional institutional scholarships. A separate scholarship application must be completed on-line through the student's OwlNet account. Visit our "Scholarships" page for additional information.

Student Loans

After reading the financial aid award letter, you may realize that the awards listed are not enough to cover all expenses. However, there are other loan options that may not be shown on the notice. Visit our "Loans" page for further instruction.


To receive federal student aid, you'll need to:

  • Hold a high school diploma or GED
  • Be enrolled in an eligible degree or certificate program
  • Registered for Selective Service, if a male
  • Have a valid Social Security Number
  • Not be in default on a federal student loan
  • Maintain Satisfactory Academic Progress
  • Be a U.S. citizen or eligible non-citizen