Financial Aid

At Harford Community College, we want to make sure you incur as little debt as possible while pursuing your academic goals.

That means doing everything we can to help you secure scholarships, grants, and other forms of financial aid—no matter what your income. We strongly encourage you to complete the Free Application for Federal Student Aid (FAFSA) early in the college admissions process, apply for scholarships through organizations outside of the College, and learn all you can about the financial aid process and options.

What You Need To Do And When

Complete the FAFSA

All students, both new and current, should complete the form. New students should also apply for admission to the College, if they have not already done so, as aid cannot be awarded unless you have applied. FAFSA is an annual application that opens on October 1st for each upcoming academic year.

The form, as well as a list of information needed to complete it, can be found at You will also need to designate Harford Community College to receive your aid information. Harford Community College’s school code is 002075.

The IRS Data Retrieval Tool allows FAFSA applicants who have already filed their federal income tax returns to pre-fill the answers to some questions by transferring data directly from the federal income tax return. This can save time, ensure accuracy, and make you less likely to be selected for verification.

Calculating Aid

Eligibility depends on your Expected Family Contribution (EFC), your year in college, whether you are full- or part-time, and the cost of attendance (COA). Once you complete your FAFSA , we will notify you as to how much financial aid you are eligible to receive and request additional documentation, if needed.


Some students may be selected for verification after submitting their FAFSA. Don’t worry, it doesn’t mean you’re not eligible for aid. There are various reasons you could have been selected, some random, some specific. Provide the documentation requested and if you have questions, give us a call. Tip: To lessen the chance of being selected for verification, use the IRS Data Retrieval Tool when completing your FAFSA.

Check the status of your Financial Aid Application

Students may check the status of their Financial Aid application through OwlNet. Log in > Select the “All About Me” tab > Locate “My Financial Aid” Requirements on the left-hand side > confirm that all your Financial Aid documents have been received.

The Offer Letter

Offer letters from Harford are typically sent in April and include:

  • Annual Cost of Attendance (COA)
  • Grants/Scholarships Awarded
  • Loan Eligibility

Once you receive your letter, review it carefully. For loan offers, follow the steps specified. No additional steps are required for non-loan offers.

How is aid applied to tuition?

Once you register for classes, you will receive an online bill that will reflect your award offer. Estimated loans are not aid and will not be applied to your bill.

Phone: 443-412-2257
Fax: 443-412-2169
Live chat is available MON–THU 8:30AM–7PM, FRI 8:30AM–4:30PM. Click the orange chat icon in the bottom right of this page.

PLEASE NOTE: During peak advising times, live chat availability may vary. HCC is committed to making its programs, services and facilities accessible to all users. If you need accommodations to use this system, please contact Disability Support Services at 443-412-2402.

College Promise Scholarship

Financial Aid Timeline




The 2021-2022 FAFSA is available OCT 1 and must be completed to be eligible for financial aid.


Deadline: DEC 20 |


DEADLINE TO COMPLETE FAFSA to be considered for Maryland State Financial Aid.


The Financial Aid Office may notify you to request additional information or documentation to process your financial aid package.


New student financial aid offer letters begin to be mailed. Please review carefully as there may be additional steps for you to complete.


Deadline: MAY 15 |
financial aid terms

Disclaimer: Harford Community College makes Live Chat Advising available to you for your convenience. Your use of Live Chat Advising is voluntary. We will make every effort to assure privacy, however, as with any electronic medium, privacy is not guaranteed.