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Financial Literacy

At Harford Community College, we recognize that students are searching for ways to make smart financial choices. Our financial aid office provides helpful information, including ways to pay for college, develop a budget, understand and manage credit and avoid identity theft. Provided below are resources to help students make informed and effective financial decisions. Please note that Harford Community College does not endorse any products or services provided through these sites.

Budgeting
College Costs
Credit and Debt Management
Curbing Overspending
Occupation Outlook
Preventing Identity Theft
Financial Literacy Guides & Games
Webinars

 

 BUDGETING

 

 
 
America Saves is a national campaign involving more than  1,000 non-profit, government and corporate groups that encourage individuals and families to save and build personal wealth.
AWARE stands for Americans Well-informed on Automobile Retailing Economics. Auto finance calculators and information on buying and leasing are the core topics on this site. 
CashCourse

 

A website that helps HCC students better understand budgeting, paying for college, and finding employment. CashCourse is maintained by the National Endowment for Financial Education, an independent, nonprofit organization dedicated to financial literacy.
Mapping Your Future provides a host of valuable material including information on careers, college financial aid, and money management. Articles are tailored to the needs of a variety of students and student supporters from middle school through graduate level college.

SmartAboutMoney.org includes practical articles, worksheets, tips and valuable resources from across the Web to help you understand and manage your money.  

YouCanDealWithIt Provides students with important information on money management, student loans, budgeting, and the benefits and dangers of credit cards. 

 

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COLLEGE COSTS

 

College Board provides valuable information about college costs and ways to pay for school.

FinAid, established in the fall of 1994 as a public service, this award-winning website has grown into the most comprehensive annotated collection of information about student financial aid on the Web

 

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CREDIT AND DEBT MANAGEMENT

 

 
 

MyFico.com, helps one understand what determines a person's credit score.

 

General Credit information and credit reports:

Equifax

TransUnion

Experian

National Foundation for Credit Counseling is a national non-profit network to assist individuals with credit counseling

 

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CURBING OVERSPENDING

 

Spendster.org- Does your spending need a reality check? Spendster showcases people’s stories of impulse buying, overspending and wasting money on stuff they don’t need. Also includes helpful advice to help you “mend your spending”. 

 

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OCCUPATION OUTLOOK

 

Bureau of Labor Statistics Occupation Outlook Handbook- This online handbook provides information about hundreds of different jobs. Tells you the training and education needed, earnings, expected job prospect, what workers do on the job and working conditions.

Salary.com supplies accurate and credible salary calculations and salary related advice. Resources are available for students, entry level, mid career and late career positions. 

 

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PREVENTING IDENTITY THEFT

 

Deter. Detect. Defend. Avoid ID Theft- The Federal Trade Commission’s Identity Theft website is a one-stop national resource to learn about the crime of identity theft. It provides detailed information to help you deter, detect, and defend against identity theft.  

 

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FINANCIAL LITERACY GUIDES AND GAMES

 

Jump$tart’s Reality Check- An online multiple choice questionnaire that helps determine what income you’ll need to live the lifestyle you want. At the end of the questionnaire you’ll receive a list of careers that would support your chosen lifestyle.

Mapping Your Future Financial Literacy Guide- 12 Step Guide to Financial Success

 

Practical Money Skills Computer Games- Includes Financial Football, Financial Soccer and Road Trip   

 

 

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WEBINARS

 

Great Lakes Smart Sessions- Student Webinars covering topics such as money smarts, credit smarts, student loan
repayment, tax smarts, identity theft, and banking basics.

Nelnet Money Mondays-  free series of on-line webinars that highlight various aspects of personal financial wellness.

 

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Federal School Code:  002075

 

Harford Community College

Office of Financial Aid

401 Thomas Run Road

Bel Air, MD 21015

Telephone:  443-412-2257 / Fax: 443-412-2169

email: finaid@harford.edu

 


FEATURED DEGREE LINKS:   Agriculture DegreeDesign and Technical Theatre DegreeHistotechnology Certification
Information Assurance and CyberSecurityMedical Assisting DegreePerforming Arts Degree

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Last Modified: 4/11/2013 10:23:44 AM